Q4 GROUP FINANCIAL HIGHLIGHTS● Transaction volume (“TTV”) of...

Q4 GROUP FINANCIAL HIGHLIGHTS

● Transaction volume (“TTV”) of $2.6b (up 19.0% vs 4Q23)
● Revenue of $223.6m (up 22.1% vs 4Q23)
● Revenue margin of 8.6% (vs 8.5% in 4Q23)
● Transactions of 19.7m (up 8.8% vs 4Q23)
● Net bad debts, approximately 1.4% of TTV (vs 1.9% of TTV in 4Q23)
● Cash transaction margin of 3.9% (vs 3.1% in 4Q23)
● Active customers at quarter end of 6.0m
● Monthly transacting users of 2.1m (up 6.1% vs 4Q23)
● Merchants on Zip’s platforms increased to 79.3k (up 9.6% vs 4Q23)
● All remaining Senior Convertible Notes were converted during the period, further simplifying Zip's capital structure● Reduction in Zip’s corporate debt facility to $130.0m following a $20.0m repayment
● Continued recycling of capital with $600.0m of Australian receivables refinanced during the period

Looking over the Q4 results very positive all things considering the numbers are there.
Active customers of 6.0M
TTV of 1.4%
US is where the growth is.
waiting now for this placement looks like it's to pay down debt, i seen someone saying $1.50 will see.