Ann: Trading update, debt refinancing and equity raising, page-36

Great analysis.

Bought this stock way back in early 2000’s when it was a $1.50 so it took awhile to get going but it has a great strategic plan.

With regard to investing, one thing I did learn was always be careful with people offering stock tips, do you own research rather than taking someone’s advice.

Don’t think you can go wrong with food retailers (Col/Wow) and hardware ((Wes) - three stocks that should be in everyone’s portfolio. We always are going to need food and self handyman.

Banks (and I was a banker for nearly 40 years until I retired two years ago) have been plagued by mismanagement at the highest levels for many years and by all reports from people I know within them are still doing it. None of them I believe have a long term strategic plan, they may say it but actions are bigger than words.