SMP 0.43% $1.15 smartpay holdings limited

I'm not sure but the risk of product obsolescence is a perennial...

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    I'm not sure but the risk of product obsolescence is a perennial concern that I have with this company, so your question is a very relevant one, I think, and is the one that precludes me from ever thinking this is a set and forget kind of investment.

    Because I don't know what I don't know here, technology-wise.

    But in the meantime, while whatever competing products may be under development, the company is careening ahead on the mother of all land grabs (witness today's update which shows bat-poo crazy momentum in the business).

    .
 
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