Yeah, I agree Doh3rty. A huge percentage of the population are currently not using any ATM's regardless of location. My understanding is that the majority of growth is going to come from the RBI's push to promote debit accounts. Even if the RBI wasn't promoting debit accounts and card use, it is a natural step for a modernizing economy. You really only have to look at the growth of debit card use in Australia over the last 25 years.
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