Yup - the other difference between 2021 and now that I didn't mention in my post is that we earn premium over 15 years now instead of about 12 from memory - so if CBA does go elsewhere we will still be earning premium from CBA policies in 2040, the market always acts as though 50% of the business is going to evaporate overnight.
Yup - the other difference between 2021 and now that I didn't...
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