Obvious why the dividends fell in 2020 & 2021,COVID provisioning, hence the large special dividends post COVID from excess capital.
Base DPS is currently 29c, that's the important number & how that changes.
DPS in FY26 forecast to be 30c ie the current base level with small amount of growth based on current subdued premium writing conditions due to government scheme.
Any excess capital returns are just gravy.
Ann: Update on CBA contract, page-54
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