Kensington - It is frustrating participating in the waiting game. To answer your question, is ISX too early?
ISX started this quest in 2015. They have worked hard, and worked smart. I have dealt directly with them as a potential customer and what really has impressed me is they haven't gone to customers to put their case forward - they have gone to regulators to seek approval for their platform and technology.
ISX is not a technology company - it is a legal company with a technical solution, and they are smart. Being too early in 2015 is probably what will make them a success. With two years of working with regulators, working with industry, and working on an efficient solution is about to pay off. Without that 2 years hard work they would not be signing up XM etc.
Too early is not a question anymore as the 4th AML directive is due to be fuly enforced by July 2017 'at the latest'.
This is about to 'get real', and I would suggest you put aside any frustrations and look for strong rewards in the coming weeks and months.
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