I think you've summed it up quite well. It seems to me like CardHero, the main driver for the uptrend has lost some steam. Whilst this may be the case, the underlying core biz Expense8 is strong and still growing at ~30% p.a (looking at user growth figures).
For now, I would say we are at an interesting stage. While management has been very prudent, I'd really love to hear more about CH traction with existing clients and the feedback from LWB. I guess we'll just have to wait for news flow.
Ann: User growth and activity levels drive record SaaS revenue, page-3
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