"Then again finance is not cheap across the board with interest rates where they are atm."
Not cheap? How old are you?
The current rate is at, or (well) below its historical level - bar the recent period when the RBA thought that 0% rates were desirable, and more incredulously, sustainable - and thereby caused the inflation lunacy that we now have!
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"Then again finance is not cheap across the board with interest...
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