There appears to be more competition for loans etc than there had been in the day- that must have had an effect on banking profits over the journey. The Royal Commission and other revelations about the industry must have had an effect too- if you turn your mind to some of the rorts and fiddles that the banks had going- charges, fees, penalties and pure theft.
I had money refunded from a bank out of the blue- but no clear explanation of why it had been taken in the first place- several years before.
End of rant.
If and when WBC gets its processes and expenses sorted out- it should do really well.
IMHO DYOR
Ann: Westpac announces $3.5 billion off-market share buy-back, page-991
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