Ann: Zip expands into Europe and the Middle East, page-48

Thanks for popping in and sharing even though a non holder.

I believe current economic conditions are not even suitable for bnpl yet we are seeing massive growth in merchant/customer across the world.

I forecast “usage” of these services to become far greater when the inevitable inflation really starts kicking in.
The greater costs of goods and services due to inflation will make bnpl much more of an attractive method of payment over upfront and i am sure there will be much more of a “push” or “drive” in advertisement from merchants to keep sales at a profitable level.

Is the short term growth already factored into mc/sp here?

Likely, but how do measure growth of an entity that has the potential for no limit with an ongoing/returning customer base and continued diversity in applications.

The high consumer age bracket keeps replenishing therefore, growth is limitless.