Few months ago when I had posted both JB and Harvey will be bound to join the BNPL because Binglee and others were making a kill at the cost of both of them...an idiot had commented that I am a fool that they would never join as Harvey already had Layby...in less than three months they are on their knees...I can challenge that both Afterpay and Zip must have got a good deal because the came running to the BNPL.
Simple example the Asian shop at my suburb never accepted credit cards few years ago, these days everyone accepts it. A business that does not accept any form of payment will simply lose customer and sales....BNPL is here to stay
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