I'm no expert but he is saying only 19k retailers have the NFC terminals to actually read the wallet from the phone.
NFC payments are contactless payments that use near-field communication (NFC) technology to exchange data between readers and payment devices like Apple Pay and Google Pay eWallets in smartphones and smartwatches, or tap-to-pay credit and debit cards.
I find this quite strange only 19k retailers have it. And Grocery stores don't? I tap to pay everywhere lately including Coles/Woolies.
I'm no expert but he is saying only 19k retailers have the NFC...
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