Ok, well your tone came off that you believe the SP will go down.
I've said before that this is all speculation, I agree with gops, it should be a mix of where revenue comes from, bothbmerchant and consumer.
I believe zip in Australia is most similar to a credit card, but with a better interactive platform. Ultimately, BNPL and credit companies are just credit lending facilities dressed up differently. I don't think credit cards are bad, I just think the way these BNPL companies are going about providing credit is much more modern and appealing, with more on offer.
In fact, if they had started offering what those cashback companies did and took the revenue that they acquire,that would fit perfectly with their product
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1 | 45995 | 1.595 |
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