I doubt there is any reason you cannot find your own needy...

I doubt there is any reason you cannot find your own needy family (maybe with help in your search from St Vincent de Paul or the Salvos to avoid tricksters) and give them money directly.Surely all the donated money will go to flood victims,not Gov infrastructure??? I donated directly to a charitable institution as they are better placed,and intentioned,than Gov and take far less out of the take in dmin.