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  1. 1,326 Posts.
    One issue I have with the following -

    1. Choose a phone number to top up
    2. Select the amount you'd like to send
    3. Pay with a credit card. Done!

    They're assuming that the immigrants here are 'legal' and have bank accounts, good credit ratings and a credit card.

    I have a pretty good credit rating but since I've only been in the US for two years I get declined for credit cards all the time because my credit history doesn't go back far enough.

    Who then are they targeting?
 
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