occam, great summary in your previous post and pertinent comment about comparing apples with oranges. Something I bang on about here sometimes, that just comparing numbers is pointless without what's behind them and the relevant risks. Just like fees and costs, which is often a priority with some posters here, that less cost = more in your pocket, but as the (very) old ads used to say "It's the total of the tape that counts".
Cheers and good luck with #2.
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