Found this article on the ASX weekly wrapup. Its an interesting read and there are those that think global on line spending will increase by a third or about 1 trillion dollars in the next 5 years. That should be good for APT to get a slice of.
https://www.asx.com.au/education/investor-update-newsletter/202002-opportunities-in-e-payments-companies.htm?ecid=O~E~~~b2c~investor-update~~20202~0039000002UTbqjAAD~