Anothyer insurance eipp off, check your policies

  1. 26,220 Posts.
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    So during a recent hail storm my vehicle was damaged. When the assessor looked at it, it came back as a write off.. Problem is what they pay you , you are unable to buy another car. I am wrangling with them , not to write it off, it has damage roof, boot and bonnet, a white car, not always easy to see.
    But the sting is that if they pay you out, your insurance is finished and no refund on the time left ... I paid a year in October , so could lose the $ for 9 months insurance...
    Oh and when I initially insured the vehicle, the amount was less than I wanted, so I paid more for agreed value rather than market value, the assesor said I shoukd have stayed with market value as I would have recieved maybe 3 k more..?? The joys of living in a world where everyone is out to fleece LOL
 
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