Just had a quick look at the flexirent website. Even if the 48% cap is included it wouldn't have a big effect it seems (from the very quick look I have had on the flexirent website).
Examples
So while the phone do appear to be over the cap on a compounded basis (by ~1.5%) the rest of the examples given on the page are under a hypothetical cap.
Column 1 Column 2 Column 3 Column 4 Column 5 Column 6 1 Product Term Value Simple Compd Actual 2 Galazy Note 2 24 $ 898 $ 1,760 $ 1,414 $ 1,435 3 Sony Bravia 60inch Tv 48 $ 1,966 $ 5,741 $ 4,452 $ 3,784 4 Mile 405L Fridge 36 $ 1,779 $ 4,341 $3,387 $3,253 5 Galaxy S5 24 $ 888 $1,740 $ 1,398 $ 1,419
Of course it does depends on how any possible caps are implemented.
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