"what would happen if people just started taking their money out of ANZ and putting it into WBC or CBA?"
Not likely to happen in Australia because of APRA oversight, and in particular, this:
https://www.apra.gov.au/about-financial-claims-scheme
https://www.savings.com.au/news/financial-claims-scheme-explained
ANZ - General Discussion, page-66
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| Open | High | Low | Value | Volume |
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| No. | Vol. | Price($) |
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| 1 | 11327 | $28.82 |
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| $28.83 | 10021 | 2 |
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