ANZ is not a monopoly, you can move to a non-big 4 and save at least 0.5%
Alot of people whinge and complain and afterwards do nothing and don't switch as some are lazy and can't be bothered.
would you rather a 7.5% interest rate with the housing prices are stable
or
3.5% interest rate with the housing prices has fallen by half
I know the situation are difference but be careful what you wish for!
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