I hope I've got it all!!SP down 30% is due to change in growth...

I hope I've got it all!!

SP down 30% is due to change in growth multiple for tech stocks, which has brought Nasdaq down.  Plus ongoing senate enquiry discussion.

Very excited to be part of senate enquiry.

20,000 merchants (Aus)

Avg merchant fee circa 4%

Avg age user was 24-25, now 32. 70-75% female.

50% of all new orders are rejected. Frist installment must be in bank.

Avg order size $150

90% balances under $500

75% under $350

Max total outstanding balance capped at $2,000 (for best possible customers, with max single transaction $1500.).

Processing 10% of all online payments in physical goods

35-40% of all apparell/fashion

22-23million transactions to date.

Very low level of defaults, but want industry to have appropriate regulation.

US - 

State by state rules to be applied, but generally is a similar environment to AUS.

US Transaction growth - almost 300,000 customers and growing (obviously)

NZ has had a review of Afterpay and found no issues with how customers are treated/affected.

Very positive indeed!