There is no proof of this, just my view.
It is however, an assumption brewed by a culmination research processes and of my own interest in the product and its users. Eg. Social media interaction, personal surveyance of friends, family and the like.
How many people who live by credit only have $1000 or $1500 limit on their card(s)? Why do many people have multiple credit cards? It's usually because it's the easiest way to extend their credit limit.
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