It's a seriously big pie and Apple will get a large slice but there will be plenty more to go around.
MNW is signing some good contracts and I think will reach modest profitability within a few years.
Apple Pay isn't even in Australia and noone knows when it will be, so I think the commentators I heard today suggesting MNW is basically dead are wrong.
As for MBE, not a concern. We will derive most of our revenue from direct carrier billing. Completely different story.
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