APT Chart, page-1889

I read this article late at night a day or so ago so maybe my memory is a little blurred, but didn't the article go into how credit risk is actually limited due to the fast turn over of the receivables book, but the risk is lower transaction volume?

Happy to be corrected. But this mirrors my sentiment exactly, credit risk isn't an issue in my opinion. Lower than expected growth is more likely in the event of a prolonged COVID-19 situation.