Consider that there are no annual fee credit cards with an interest free period of 55 days if you pay your balance before the end of the period. They are subject to the same premise you described yet can delay collection of payment for longer than Afterpay does. It demonstrates that there is a method to delay collection and charge interest following the time limit, and that this method is also compatible with your premise without being a scam. Afterpay late fees can be seen as an interest payment (capped at 25% of the original order value or $68, whichever is less) once the time limit is exceeded.
Last edited by jnkmbx:
Replying to Sentrypetal10/01/22
APT Price at posting:
$72.29 Sentiment: Hold Disclosure: Held
