Credit Rating, Your income, Your Wealth has no impact on the...

Credit Rating, Your income, Your Wealth has no impact on the chance of approval from Afterpay. They simply wouldn't know. They will know if they can easily identify you, know if you've changed address a lot (electoral role), they'll know where you live, your age, and know the risk of default based upon the product you are buying. The overwhelming, number 1 complaint Afterpay receives, are from the people who unfortunately cannot join the 3m+ users who use the Afterpay service.