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3,927 Posts.
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10/07/20
10:42
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Keith, your reply is just semantics.
Apt is a system that allows you to carry out a budgeting function.
So therefore it is a budgeting tool.
We all know what budgeting is, noone said it creates a plan, but if APT assists in the outcome it is a budgeting tool.
Thanks for your interjection mado, your 1940's thinking, you should try to modernise.
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