No, there are a number of conditions required for the deal to...

No, there are a number of conditions required for the deal to pass, aside from the time issue in when you actually get payment.

While none of them are highly likely to occur, there are enough and it's a complex enough scheme that it's not impossible either. Each person should make their own assessment. However, it's normal to have a risk premium and this particular offer is towards the riskier end, so the current margin of 9% is reasonable imo.

It's definitely incorrect to believe 55c is your 'worst case.'