True. It's digital grams of gold backed up by independently...

True. It's digital grams of gold backed up by independently audited bullion in a vault in London (somewhere lol) The bullion specifically cannot be loaned out. It just comes down to who it sounds like you can trust most. James Turk of goldmoney.com seems to see it well from the point of view of the retail investor.

Digital gold with goldmoney.com is a way of adding to your gold holding in small amounts without the commissions that would make it expensive if buying physical. The gold grams can be converted electronically to dollars in your bank account very quickly.

But it cant be as certain as physical.