Thanks for that clarification Cloaka.I think thats right HeadBubba that RZR are on a commission basis with IDCG .
The latest development from the OBama Administration may help that cause.
http://online.wsj.com/article/SB124224226775916215.html
On the other hand, it may lesssen Banks need to upgrade their own risk mangement.
Then again, I have no idea.