I think anyone who says they didn't have the same thought...

I think anyone who says they didn't have the same thought process is lying as I thought exact same. whilst I did not sell a single share, I watched my portfolio get destroyed. I turned it off for a month or so....

I didn't accumulate or top up either. I'm grateful I didn't sell, but truth be told, I learned my BNPL lessons from APT and the trade war and senate inquiries etc, although respect the fact those weren't a global pandemic.

onwards and upwards mate and glad you're in a much better position. still very early days with a huge runway. the whole payment/credit landscape has forever changed and we're just at the start.