Ubank and the Usaver account.
It's user friendly, 24 hour back up by phone, 100% owned by NAB and they should slip me a few $ for mentioning it over and over.
The only stupid part is over $200,000 you get 6.01% when you should be rewarded for 'lending' them more.
http://www.ubank.com.au/ub/web/usaver/online-savings-overview
