Regarding the crystal ball comments, it reads like a doomsday scenario.
In federal politics you would call that a nightmare - if you happened to be in government. The part where the elderly retire in droves to live on a pension, was written and known about for the last 40 years.
The next six months will see some home truths challenged on all the points you have raised.
Property investors and those holding IO stocks are in for some testing times ahead.
AUD headed to 50c in 2016/17, page-2
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