I do technically agree that a refund is improbable. In this case, I am struggling to find when/if it has been actually paid. In your experience, would this fee usually be paid out at the time of first drawdown from the facility? Is our decision to use cash for the SE2/3 drill costs linked to avoiding this fee? Should we be bracing for a penalty at expiry for non-use of the facility? And, in your experience, does the fee seem a little high to you? Feels like casino car park T&Cs to me.
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