Ok for the rocket scientist who pointed out that 25 is more than double 10 you need a medal. I called this crisis four years ago when it was obvious that liberal put politics before the country and kept interest rates low which resulted in foolish lending practices. What really drove home the seriousness of situation was last year when I did a mortguage broking course, the criteria and methods used to lend money are frightening. They will add back personal expenses to your annual income so you qualify for loans you normally wouldnt, they will screw every last cent so they can and bring down your living expenses to the extent you are living on dog food so you can borrow money.
The Morgage Finance Assoicaition of Australia (MFAA) is a joke, who is now promoting margin loans in a housing and stockmarket crash.
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