All this talk about late fees. Has anyone seen what banks...

All this talk about late fees. Has anyone seen what banks charge? Not only do they command indecent interest rates (that cannot be justified if you understand the cost of money), they charge you more than - of course depending on the size of your debt - APT.  I think Australians are a wake up to the banks now - and banks, in general, should be ashamed at their behaviour. Of course, regulators have been largely responsible for letting them get away with this for so long - but of course, look at the backgrounds of the people that are hired in these positions. Another poster said it right a while back, where is all this concern for consumers in credit debt to the banks? The papers get paid way too much in advertising fees for the latest .01% mortgage saving saviour to even think about aligning against them.