Hi all,Firstly, thanks kindly for all the feedback and...

  1. 523 Posts.
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    Hi all,
    Firstly, thanks kindly for all the feedback and advice.

    @butcherboy: Yes, i signed the application with 0's on it where they ask for my income. (At the time i just wanted a card with $500 limit to make online purchases on ebay) What the bank rep has done is just put the numbers 7 and 200 around it making it 72,000.

    The 0 is clearly my 0's and the rest is very clearly the same handwriting as the bank use only. I was totally unaware of this and yes, they did it after I signed it.

    I have just spoken to the complaints resolution department of the bank and they have forwarded the case onto group securities (i'm assuming to compare the hand writing).

    I am hopeful that it can be resolved within the bank, but the consultant i spoke to did say that they had to go by what it says on my application. Which would be a bit unfair on me considering i did not fill in that level of income at all.

    Should they come back at me still declining me I will take it to the ombudsman.

    Thanks alot for everyones input. I basically already knew the next stop was the ombudsman, but I wanted to get an opinion on how successful my case appears to be.

    @$$$$$$$$$ To compare me to a murderer is ridiculous. That's as much of a reply you deserve.

    To everyone else thank you again and I will try to keep everyone up to date should i be successful.

    Regards
    Cfoo
 
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