If you ask me nice one austrlians aren't given the credit they deserve. You just have to look at credit card debt its retreating. Retail sales are down with people holding off that purchase till they have the cash. Savings are up to there highest levels, you have to ask why. And they answer is unlike a lot of other places most here know you can not live above your means, while a few will buck and borrow most are sensible. It was like the other day when the cook said places in Melb are unaffordable, I said Baccus Marsh 239 thou house and land and was told to far out should be affordable closer. Well this is where you take responsibility for yourself and make a choice, will I use credit a tool and buy affordable living or will I be a tool and work for credit. The answer and responsibility is up to the individual.
