NAB national australia bank limited

Does anyone know of regional banks in Australia with exposure to...

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    Does anyone know of regional banks in Australia with exposure to real estate loans who have low provisioning for losses?

    I saw a presentation by Bank of Queensland here:

    http://www.boq.com.au/uploadedFiles/UBS_Conference_Presentation_June2012(1).pdf

    and page two has a bar chart of provisioning that suggests a few banks are very lightly provisioned for losses.
 
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