a few more key words:
Insured persons have a legal duty to disclose every matter that they know, or could reasonably be expected to know, is relevant to the insurer’s decision whether to accept the risk of insurance and, if accepted, on what terms.
This duty applies before entering into an insurance policy, and before renewing, extending, varying or reinstating an insurance policy.
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a few more key words: Insured persons have a legal duty to...
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