Just goes to show, just because you have a CFP cert doesn't mean you're a good one. In fact, most CFPs I've had the regret to deal with were plonkers - a term you applied to everybody who might deem it prudent to reduce their super by even a few bucks to get in line for a pension so as to access the many benefits it brings (potentially considerably more than $2 - 3000, btw).
I'm happy for your belief in your own knowledge and understanding. But please, don't impugn others who have different ones and then whine when somebody has picked you up on it.
