Yes i am begining to see where it could lead.By know means am i very literate in alot of jumble but when you have been grifted you soon begin to learn .To my way of thinking the banks would have run through the different events that could take place and have looked at it from bnbgs perspective so they could best defend themselves or ekk out a better deal for themselves .How would they come up with the 20% penalty clause there must be some fair or just way of doing this you couldnt just plug a number out of thin air .I am going on holidays soon but will be joining up very shortly to help add my little peace.They have a long head start on us thats for sure .
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