Stablecoins are just digital versions of the USD, as in it stays 1USDT = 1USD, so I would say there is no risk in holding stablecoins. There is a miniscule risk that comes with lending out these to traders which is if the company who are lending for you are granting loans with no collateral but most do not. The returns do vary on a weekly basis but so long as there is volatility there is money to be made from lending dollars (stablecoins). Feel free to let me know if you have any questions and I'm genuinely happy to help
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