Mortgage applications in the US fell 2.3% in the week ending August 12th, dragged down by a 5.4% drop in the refinancing index and a 0.8% decrease in the purchase one. Meanwhile, the average rate on a 30-year fixed-rate mortgage declined 2 bps to 5.45%. Compared to the previous year, refinancing is down 82% and applications to buy a home are 18% lower.
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