if you bought IVV (the etf Buffett will use in his will) 10...

if you bought IVV (the etf Buffett will use in his will) 10 years ago you would have 3x your money in capital.
$100k=$300k $1m=$3m now (x dividends).

never had to read or understand anything. of course if you are 60+ this is not a good idea you should be % etf % bonds

shares are too volatile at some stage 50% of the value will go. it will come back but the stress will shorten your life.