Agreed Moby - just takes some hard work (as it always has). The...

Agreed Moby - just takes some hard work (as it always has). The problem is that allot of people want every thing now i.e. the dream house in the right area and the new car etc. They can have it if they take time, and do it in stages i.e. buy a cheaper house now and do it up over time, and perhaps sell in the future and upgrade to somewhere else.

Good luck with it all!