Ive held apt longer than I've used it, and I frequently make purchases using after pay because why the hell not?
Bought a vaccum off kogan last week, had the funds to pay it, but why would I when I can pay it off (direct debited) over an extended period of time. The money is better off in my pocket.
So no, apt doesn't exclusively appeal to 'poor' people who are living hand to mouth. There is a MUCH bigger customer base then people realise, and BNPL can be a highly effective budgeting tool if used correctly.
Good luck to all, APT obviously isn't at the top of its game yet, but check back this time next year *rubs hands together greedily'
APT Price at posting:
$32.73 Sentiment: Hold Disclosure: Held
