again, agreed on volatility, but most of the recent momentum in...

again, agreed on volatility, but most of the recent momentum in crypto is not currency but apps - real world business cases, which are being used. I'm confused why you say Blockchain is here to stay yet dismiss crypto in general... because that's what these apps are... unless you are referring to private blockchains instead of public... but it is the public part which presents the most use cases.

Here a larger list of crypto-apps, but far from complete... you will see, just like at the start of the world wide web, we are seeing strong competition for key use cases (shoping, ads, social networks, video streaming, supplychain, sharing economy etc.):

	Name	Symbol	Description
1	Ethereum	ETH	Programmable contracts and money
2	NEM	XEM	Batteries-included digital assets
3	IOTA	MIOTA	Internet-of-things payments
4	OmiseGO	OMG	Banking, remittance, and exchange
5	BitConnect	BCC	Madoff-like investment fund
6	Lisk	LSK	Decentralized applications in JavaScript
7	Cardano	ADA	Layered currency and contracts
8	Stellar Lumens	XLM	Digital IOUs
9	EOS	EOS	Decentralized applications on WebAssembly
10	Hshare	HSR	Blockchain switchboard
11	Waves	WAVES	Decentralized exchange and crowdfunding
12	Stratis	STRAT	Decentralized applications in C#
13	Komodo	KMD	Decentralized ICOs
14	Ark	ARK	Blockchain switchboard
15	Steem	STEEM	Reddit with money voting
16	Ardor	ARDR	Blockchain for spawning blockchains
17	Binance Coin	BNB	Pay Binance exchange fees
18	Augur	REP	Decentralized prediction market
19	Populous	PPT	Invoice trading futures
20	TenX	PAY	Cryptocurrency credit card
21	MaidSafeCoin	MAID	Rent disk space
22	BitShares	BTS	Decentralized exchange
23	Golem	GNT	Rent other people's computers
24	TRON	TRX	In-app-purchases
25	Factom	FCT	Decentralized record keeping
26	Basic Attention	BAT	Decentralized ad network
27	SALT	SALT	Cryptocurrency-backed loans
28	Kyber Network	KNC	Decentralized exchange
29	DigixDAO	DGD	Organisation manages tokenized gold
30	SingularDTV	SNGLS	Decentralized Netflix
31	Bytom	BTM	Physical assets as tokens
32	Byteball Bytes	GBYTE	Decentralized database and currency
33	GameCredits	GAME	Video game currency
34	Metaverse ETP	ETP	Chinese Ethereum plus identity
35	GXShares	GXS	Decentralized Chinese Equifax
36	Syscoin	SYS	Decentralized marketplace
37	Siacoin	SC	Rent disk space
38	Status	SNT	Decentralized application browser
39	0x	ZRX	Decentralized exchange
40	Lykke	LKK	Digital asset exchange
41	Civic	CVC	Identity and Authentication App
42	Blocknet	BLOCK	Decentralized exchange
43	Metal	MTL	Payments with rewards program
44	Iconomi	ICN	Digital asset investment funds
45	Aeternity	AE	Decentralized apps (prototype)
46	Bancor	BNT	Token Index Funds
47	Ripio Credit	RCN	Co-signed Cryptocurrency Loans
48	ATMChain	ATM	Advertising network
49	Gnosis	GNO	Decentralized prediction market
50	VeChain	VEN	Supply chain item IDs
51	Particl	PART	Privacy marketplace and chat
52	KuCoin Shares	KCS	Profit-sharing exchange fees
53	Bitquence	BQX	Mint for cryptocurrency investments
54	FunFair	FUN	Decentralized casino
55	ChainLink	LINK	External data for contracts
56	Power Ledger	POWR	Airbnb for electricity
57	Nxt	NXT	Cryptocurrency and marketplace
58	Monaco	MCO	Cryptocurrency credit card
59	MCAP	MCAP	Mining investment fund
60	Storj	STORJ	Rent disk space
61	Neblio	NEBL	Decentralized application platform
62	Zeusshield	ZSC	Decentralized insurance
63	Streamr DATAcoin	DATA	Real-time data marketplace
64	ZCoin	XZC	Private digital cash
65	AdEx	ADX	Advertising exchange

(thank you techcrunch.com for the list)


Again, the key business case is that these are entirely publicly owned systems - there is no one in the middle taking a cut (no amazon, no ebay, no netflix, no facebook). The moment you start using one or more of these systems, you are a part owner.

All the above are examples of blockchain and they're being used by an every increasing user base... and price volatility or not, they're here to stay.

For anyone thinking of investing, most of the crypto-apps with high momentum are available in Australian dollars through www.coinspot.com.au but then there are many overseas exchanges that offer access to other up-and-coming crypto-apps as well. (Bitfinex, Bittrex, Tidex to name a few, but far from a complete list).


I dismissed this for a long time thinking it was all just currency like bitcoin before giving it a closer look and discovering the rise of crypto-apps.

As before... this is a heads up only... not investment advice. I'm not a financial advisor, DYOR, etc.